Theft and vandalism of your home or business can feel even more invasive than you’d imagine. After all, aside from the theft and the damage, it’s your personal space that has been invaded, which is why it is so important to have a Professional Public Insurance Adjuster on your side during your time of need.
If you have been a victim of theft and vandalism, you have likely lost your most valuable items and seen everything from ordinary items, like furniture and electronics, to irreplaceable heirlooms, like photos and memorabilia, damaged beyond repair. It can be an emotionally crippling experience.
In the immediate aftermath of theft or vandalism of your home or business, it is important that you immediately exit the premises and contact the police. It’s always possible that the criminal or criminals who have committed these crimes are still present at the scene, and confronting them, even accidentally, is exceptionally dangerous.
After Your Home Has Been Burglarized
After discovering that your home or business has been burglarized, you should immediately contact the police, as discussed above, to be sure the premises are safe and to document the details of the crime.
Next, you should take detailed videos and/or pictures of the damage you have suffered. Also document any evidence of forced entry, such as broken windows, forced doors, or picked locks. The more detail you are able to capture, the easier it will be to file your police report and insurance claim.
Providing the police with information like dates, times, circumstances, lists of missing items, and videos or photos of the scene will help the police with the investigation. This information also helps law enforcement discern any patterns of break-ins, particularly if there have been other incidents in your neighborhood. The more details you can give the police, the better the odds that the perpetrators can be apprehended and your stolen items recovered.
If a violent crime was committed, or if the police can apprehend suspects, you may hear from them for further information.
Your next contact should be The Claims Company, where experienced professionals can help you file your insurance claim and any other legal claims. Theft and vandalism claims can be particularly challenging to navigate. It’s often impossible, particularly in your emotional state, to even remember all of the items that have been taken. If you happen to have video or pictures of each room and all of the contents, that will help. However, if, like many people, you have not taken such videos or pictures, don’t worry. A professional Public Insurance Adjuster from The Claims Company can help you assemble an accurate list of your losses from memory.
How We Can Help After Theft and Vandalism
The claim process can be complicated, especially when you are emotional and may not be thinking clearly. Your insurance company will try to settle your claim as cheaply as possible. A professional Public Insurance Adjuster from The Claims Company can help.
Get Started with Your Theft and Vandalism Claim
The Claims Company can help you assemble a list of missing or damaged property, review your insurance policy, represent you in any insurance investigation, bring in an independent investigator if necessary, and challenge the insurance company if they try to undervalue your property. If you need our help, contact us online.