Adjusters of Losses for the Assured

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The Claims Company:

We Work for You

Trust a dedicated commercial and residential property loss and damage Public Insurance Adjuster to maximize your property damage claim

Why Work With a Property Damage and Loss Public Insurance Adjuster?

The Claims Company helps commercial and residential policyholders successfully navigate the complex and confusing process of property damage insurance claims. We take the lead and work tirelessly during the entirety of your insurance claim. From preparing supporting documentation, and navigating coverage issues to negotiating a favorable settlement, we take complete ownership of the claim process while remaining 100% accessible to our clients. 

Fire Damage

Fire damage can be devastating to your home or business. The time and energy required to rebuild can make the attention to detail an insurance claim requires feel impossible. A public insurance adjuster can handle your claim from start to finish so you can focus on what matters. 

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Hurricane & Wind Damage

In the wake of a major storm, insurance companies can become overwhelmed with claims. Navigating the complex process of filing an insurance claim becomes even more challenging when your insurance company is being pushed to their limit. 

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Mold Damage

Mold can destroy personal belongings such as art and textiles as well as damage the structure of your home or business. When filing a mold damage claim it’s important to investigate the potential damage behind the walls. 

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Roof Damage

Roof damage claims go beyond the cost of repairing the roof itself. When a roof fails it exposes your home or business to the elements and can cause structural as well as cosmetic damage.

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Water Damage

Water damage claims involve both immediate emergency remediation and a detailed report of damages. It can be difficult to know where to start. We are licensed in multiple states in order to assist with water damage in both primary and vacation homes.

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Flood Damage

Our adjusters know how to leverage their intricate knowledge of the National Flood Insurance Program, gained from representing flood claim policyholders following Hurricane Irene, Hurricane Katrina and Superstorm Sandy, to provide maximum recovery for our clients. 

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Theft/Vandalism Claims

Homeowners’ insurance policies cover losses from theft and vandalism, which can be a simple or complex process depending on the value of the stolen or damaged item. Establishing the replacement cost versus the actual cost of fine art and jewelry takes a detailed and meticulous approach. 

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Property Mediation & Appraisal

When your insurance company denies your proposed cost to repair or replace property damage it doesn’t need to become a time-intensive costly dispute. Property mediation and appraisals can be a time and cost-saving alternative to litigation, often with the same end result.

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Business Interruption Claims

Property damage can close the doors of any business. Business interruption insurance claims require an in-depth knowledge of coverage and the ability to conduct a full assessment of current and potential losses. 

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Time Element Losses

The time needed to restore your business to its full operating capacity is often covered in commercial policies. Extra expenses, lost rental income and other lost revenue caused by the interruption in business operations could be covered by your policy. 

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What Our Clients Say

We are truly blessed that we allowed you to handle this claim for us. Our organization received a settlement that was well above our expectations for both the building and contents claims. We will always recommend your services to any of our members or anyone that has the unfortunate situation of an insurance claim. Thank you once again from the bottom of my heart for your help…

Father Jerry
Sts. Anargyroi, Taxiarchis & Gerasimos Greek Orthodox Church Greenport, NY

I have now had to use your services twice in the past two years! After you handled the first water damage claim I had last winter and provided me with great results, I knew exactly how to handle my second claim this past winter. All I had to was simply call you and let you take over….

Steven K
Oceanside, NY

Thank you for all you did for my family during the most horrifying time our family has ever endured. Losing our father and brother in a fire was incredibly tough. Having you take over all the nitty gritty dealings with the insurance company and making sure we were taken care of in more ways than we even knew were due to us, well is hard to say how grateful we feel. Your genuine care for our family in conjunction with your expertise, professionalism, respect and negotiating talents was such a huge help. Hero comes to mind. We always knew we made the right decision hiring you because you ALWAYS had our best interests at heart…

Catherine M
Rhinebeck, NY

This letter is to express how grateful Michelle and I are for the outstanding work you did for us after our home was devastated by water damage. From the very beginning you took complete control of the situation. to help put our minds at ease. With our busy personal and professional lives, we thought it would be in our best interests to allow an expert to handle the claim on our behalf. In hindsight, this turned out to be the smartest decision we could have made…

Dr. Jonathan L
Woodbury, NY

We would like to thank you for all your efforts in adjusting the water damage claim at our summer home in Saratoga Springs, NY. We are so excited for this upcoming track season in our beautiful fully renovated home. You did an amazing job in securing us a more than generous settlement that helped turn our home into our dream home. Your efforts and dedication are greatly appreciated…

Margarita C
Garden City, NY

Thanks for all your help. You made a frustrating process much easier. If I ever have a claim again you will be my first line of defense…

Casey S
New York, NY

Who We Serve

Principal adjusters, Steven G. Hess and Nicholas Boyce have a combined six decades of experience negotiating settlements for damages to residential and commercial properties. Mr. Hess and Mr. Boyce serve insurance policyholders in New York, New Jersey, Connecticut, Pennsylvania, Rhode Island, Virginia, Louisiana, Florida, South Carolina and Mississippi and serve a diverse selection of both commercial and residential claims, including: